1st Klass Funding LLC | Tax Sale Overage Recovery Specialists
Tax Sale Overage Recovery

Your property sold at tax foreclosure for more than you owed. That surplus belongs to you.

Most former homeowners never know it exists. We help you claim it.

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When a property is sold at a tax foreclosure auction, it often sells for far more than the back taxes, fees, and penalties owed. The leftover money — called a tax sale overage or excess funds — legally belongs to the former property owner.

The problem? The government doesn't go out of its way to tell you. Notices get mailed to the foreclosed address (where you no longer live), claim deadlines pass quietly, and millions of dollars in surplus funds end up forfeited to the county every year.

You received a letter or call from us because we've researched county records and identified a surplus we believe belongs to you or a family member from a tax foreclosure sale. Give us a call and we'll walk you through exactly what we found.

It's our mission to reunite tax sale surplus funds with the families they belong to — before the government keeps them for good.

1st Klass Funding LLC focuses exclusively on tax sale overage recovery across 17 states. We are not a general unclaimed-money service — we specialize in one thing and we do it well.

If you've received a letter, postcard, or phone call from our organization, it's because we've located surplus funds we believe belong to you. Call us today at 888-385-5571.

Our Organization

About 1st Klass Funding

1st Klass Funding LLC is a tax sale overage recovery firm based in Bristol, Pennsylvania, working with former property owners across 17 states. If you've received a call or letter from us, it's because we've identified surplus funds from a tax foreclosure sale that we believe belong to you.

We are tax sale overage recovery specialists. We do not chase generic "unclaimed money," safe deposit contents, old paychecks, or escheated bank accounts. Our practice is narrowly focused: excess funds from tax-foreclosed property sales. That specialization is exactly why we get results.

Our Mission

When property is foreclosed and sold at tax auction, any surplus above what was owed belongs to the former owner. But if the claim isn't filed before the statutory deadline, those funds are forfeited to the county. It's your money — and the government should not get to keep it because no one told you. Our mission is to make sure that never happens.

Our Vision

We believe families who have already lost a home to tax foreclosure shouldn't also quietly lose the surplus money owed back to them. We work to recover that money before the deadline closes — and put it back where it belongs.

What Makes Us Different

We focus on one thing: tax sale overages. We know each state's claim process, deadlines, and required documentation. We work on contingency — no upfront fees, no out-of-pocket costs. If we don't recover funds, you owe nothing.

How It Works?

Simple Steps to Reclaim Your Tax Sale Surplus

Filing a tax overage claim can feel overwhelming — court paperwork, county deadlines, notary requirements. We handle all of it. No upfront fees, no guesswork. Just a straightforward path to claiming what's yours.

1

The Research

We monitor tax foreclosure sales across our 17 operating states and audit county and court records to identify properties that sold for more than the back taxes owed. When a surplus exists, the former property owner is entitled to that money — but the county has no obligation to track them down beyond a mailed notice to the foreclosed property's address (where the owner clearly no longer lives).

These surplus records are buried in county treasurer, tax commissioner, and clerk-of-court files — they're not on any state "unclaimed money" website. Most former owners never learn the money exists.

Once we've identified a surplus and the rightful claimant, we make every effort to find you. Each state has a strict deadline — miss it and the surplus is forfeited to the county for good.

2

Call Us!

If you've received a phone call or letter from us, we have identified tax sale overage funds we believe belong to you. Please contact us by phone as soon as possible so we can start your claim at 888-385-5571. Deadlines vary by state — the sooner we begin, the better your chances of recovery.

3

Paperwork

Once you've spoken with one of our specialists and agreed to let us work your claim, we'll arrange a time for you to sign the claim forms, an authorization, and our contingency fee agreement. A mobile notary comes to you.

We work on a contingency basis — no upfront fees, no out-of-pocket expenses. We pay all the filing costs, handle every step of the county's claims process, and only get paid if we successfully recover your surplus. If the claim is unsuccessful, you owe us nothing. We take all the risk in exchange for an agreed-upon percentage of the recovered funds.

4

Recovery & Payment

After your signed paperwork is returned, we file the claim with the county, respond to any agency questions, attend hearings if required, and push the file through to disbursement. We keep you updated at every step. Once the county releases the surplus, your share is sent directly to you.

Questions?

Frequently Asked Questions

Have a question we haven't answered? Just give us a call. We're here to serve you.

What Is a Tax Sale Overage?

When a property is sold at a tax foreclosure auction, the winning bid often exceeds the back taxes, penalties, and fees that were owed. The leftover amount is called the tax sale overage, excess funds, or surplus, depending on the state. By law, this surplus belongs to the former property owner — not the county. But it's only paid out if a claim is properly filed within the deadline.

How Did You Find This Money?

We audit tax foreclosure sale records at the county level — treasurer's offices, tax commissioner offices, and clerk-of-court files — across our 17 operating states. We compare what each property sold for at auction against what was owed in back taxes and fees. When the sale price exceeds the debt, the surplus is yours. We focus exclusively on tax sale overages; we do not handle safe deposit contents, unclaimed paychecks, insurance refunds, or general escheated property.

How Did You Find Me?

We trace former property owners through public records, skip-tracing tools, and online research. Counties typically mail notices to the foreclosed property — which means most former owners never receive them.

How Much Is My Surplus? Where Is It Held?

Please give us a call and one of our specialists will explain the surplus we've identified. Once you've signed our contingency fee agreement, we share full details on the property, the auction, the surplus amount, and which county is holding it.

Can't I File the Claim on My Own?

Absolutely — you have every right to. Tax overage claims are public processes. The challenge is that each state and county has its own paperwork, statutory requirements, and deadlines, and missing any of them can disqualify the claim. We do the filing, pay the costs, attend any hearings, and chase the disbursement. If you'd rather do it yourself, you're welcome to — we only get paid if we successfully recover funds for you.

Why Use 1st Klass Funding?

Tax sale overage claims have strict statutory deadlines that vary by state — miss them and the surplus is forfeited to the county permanently. Counties typically don't go out of their way to help former owners claim their funds. We focus exclusively on this niche, know each state's procedure, and front all the costs. You owe nothing unless we recover funds for you.

Which States Do You Work In?

We operate in 17 states: Alaska, Connecticut, Delaware, Georgia, Hawaii, Idaho, Kansas, Maine, Maryland, Mississippi, Missouri, Ohio, Oklahoma, South Carolina, South Dakota, Vermont, and Virginia. Georgia tax overage claims must be filed by a licensed Georgia attorney — we coordinate with one when the claim is in Georgia.

More Questions?

Just give us a call! We're here to help. Call today at 888-385-5571.

We've Found Your Tax Sale Surplus!

Tax sale overages have strict statutory deadlines. If a claim isn't properly filed in time, the county is legally permitted to keep the surplus — a process that varies by state but ends the same way: your money becomes their money.

We don't think a family that already lost a home to tax foreclosure should also quietly lose the surplus money owed back to them. We work to recover it — at no cost to you unless we succeed.

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Get In Touch

Feel free to contact us for any questions

We're here to help every step of the way. Reach out anytime — our team is ready to answer your questions and guide you through the process.

1st Klass Funding

Location: Bristol, Pennsylvania 19007
Phone: 888-385-5571
Phone Hours:
Monday – Thursday: 9:00 AM – 6:00 PM
Friday: 9:00 AM – 5:00 PM
Saturday: 9:00 AM – 12:00 PM
Sunday: Closed
💬 Available 24/7 via web chat at our website — outside phone hours, message us anytime and we'll respond as soon as we're back.
Your Representative
Anitra Meredith

Tax Sale Overage Recovery Specialist

Call 888-385-5571
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